Even in good times there is always a percentage of people who are unable or unwilling to pay bills as they come due. This in return causes your business to have cash flow problems.
We offer a new slant on an old problem by
dramatically reducing the cost of debt recovery services. Our $12.00 or less
Debt Recovery Service results in a higher collection percentage,
currently in excess of 50%, at a significantly lower overall cost to our
customers. This means you can expect early third
party intervention to result in faster payments and improved cash flow.
How big is your debt recovery problem?
The bad debt calculator below shows you how many extra sales you will have to make in order to recoup the profit you lose on a single bad debt. For example, if your profit margin is 10%, and a $5,000 invoice is not paid, then you will have to make another $50,000 worth of good sales to make up the profit lost on the one bad sale. Shocking, isn’t it? This is one of the reasons why a business can make lots of sales but have little to no profit.
|
Your profit margin |
Bad debts |
|||||
|
% |
$100 |
$1,000 |
$5,000 |
$10,000 |
$50,000 |
$100,000 |
|
1% |
$10,000 |
$100,000 |
$500,000 |
$1 million |
$5 million |
$10 million |
|
3% |
$3,333 |
$33,333 |
$166,666 |
$333,333 |
$1.7 million |
$3.3 million |
|
5% |
$2,000 |
$20,000 |
$100,000 |
$200,000 |
$1 million |
$2 million |
|
10% |
$1,000 |
$10,000 |
$50,000 |
$100,000 |
$500,000 |
$1 million |
|
15% |
$666 |
$6,666 |
$33,333 |
$66,666 |
$333,333 |
$666,666 |
|
20% |
$500 |
$5,000 |
$25,000 |
$50,000 |
$250,000 |
$500,000 |
|
30% |
$333 |
$3,333 |
$16,666 |
$33,333 |
$166,666 |
$333,333 |
|
40% |
$250 |
$2,500 |
$12,500 |
$25,000 |
$125,000 |
$250,000 |
|
50% |
$200 |
$2,000 |
$10,000 |
$20,000 |
$100,000 |
$200,000 |
Early intervention begins with a proven and effective series of written demands. Our optional verbal demands process provides the personal touch of a phone call. Used in combination with written demands or separately, verbal demands offer a more direct approach to recovering debt on stubborn accounts.
And best of all, you stay in control of the service and timing with an Online Client Portal, while payments are made directly to you – not to a collection agency.
Debt Recovery Service Benefits:
Early demands mean better results
Preserves valued customer relationships
Reduces time spent by in-house receivables staff
24/7 access to account information
Avoids costly violations of collection regulations and laws
Our Debt Recovery Services deliver cost effective end-to-end
solutions to the accounts receivable marketplace. Let us put our strength
and experience to work for you.
Areas We Serve:
(Partial List)
| Alabama
- AL, Anniston, Oxford, Auburn, Opelika, Birmingham, Hoover,
Decatur, Dothan,
Florence, Muscle Shoals, Gadsden, Huntsville, Mobile, Montgomery, Tuscaloosa Alaska - AK, Anchorage, Fairbanks Arizona - AZ, Flagstaff, Lake Havasu City, Kingman, Phoenix, Mesa, Scottsdale, Prescott, Tucson, Yuma Arkansas - AR, Hot Springs, Jonesboro, Little Rock, North Little Rock, Conway, Pine Bluff, Fayetteville, Springdale, Rogers, Fort Smith |
Louisiana - LA, New Orleans, Metairie, Kenner, Baton Rouge,
Shreveport, Bossier City, Lafayette, Houma, Bayou Cane, Thibodaux,
Lake Charles, Monroe, Alexandria Massachusetts - MA, Worcester, Springfield, Barnstable Town, Pittsfield, Boston, Cambridge, Quincy, Boston/Camb/Brook, Northwest/Merrimack, Metro West, North Shore, South Shore Maryland - MD, Baltimore, Towson, Salisbury, Hagerstown, Martinsburg, Cumberland Maine - ME, Portland, South Portland, Biddeford, Bangor, Lewiston, Auburn
|
Texas - TX, Dallas, Fort Worth, Arlington, Houston, Sugar Land,
Baytown, San Antonio, Austin, Round Rock, El Paso, McAllen,
Edinburg, Mission, Corpus Christi, Brownsville, Harlingen, Beaumont,
Port Arthur, Killeen, Temple, Fort Hood, Lubbock, Amarillo, Laredo,
Waco, Longview, College Station, Bryan, Tyler, Abilene, Wichita
Falls, Odessa, Midland, Sherman, Denison, Victoria, San Angelo,
Texarkana, Dallas/Fort Worth, Mid Cities, North DFW, South DFW Utah - UT, Salt Lake City, Ogden, Clearfield, Provo, Orem, Logan, St. George
|
|
California - CA,
Los Angeles, Long Beach, Santa Ana,
San Francisco, Oakland, Fremont, Riverside, San Bernardino,
Ontario, San Diego, Carlsbad, San Marcos, Sacramento, Arden,
Arcade, Roseville, San Jose, Sunnyvale, Santa Clara, Fresno,
Oxnard, Thousand Oaks, Ventura, Bakersfield, Stockton, Modesto,
Santa Rosa, Petaluma, Visalia, Porterville, Vallejo, Fairfield,
Salinas, Santa Barbara, Santa Maria, Goleta, San Luis Obispo, Paso
Robles, Santa Cruz, Watsonville, Merced, Chico, Redding, Yuba City,
El Centro, Hanford, Corcoran, Madera, Napa, Westside-South bay, SF
Valley, Central LA, San Gabriel Valley, Long Beach / 562, Antelope
Valley, SF Bay Area, South Bay, East Bay, Peninsula, North Bay Colorado - CO, Denver, Aurora, Colorado Springs, Boulder, Fort Collins, Loveland, Greeley, Pueblo, Grand Junction Connecticut - CT, Hartford, West Hartford, East Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Norwich, New London |
Michigan - MI, Detroit, Warren, Livonia, Grand Rapids, Wyoming, Lansing, East Lansing, Flint, Ann Arbor, Kalamazoo, Portage, Holland, Grand Haven, Saginaw, Saginaw Township North, Muskegon, Norton Shores, Jackson, Niles, Benton Harbor, Monroe, Battle Creek, Bay City Minnesota - MN, St. Cloud, Rochester, Minneapolis, St. Paul, Bloomington, Duluth Missouri - MO, Springfield, Joplin, Columbia, Jefferson City, St. Louis, Kansas City, St. Joseph, St. Charles, Farmington, South County, West County, North County Mississippi - MS, Jackson, Gulfport, Biloxi, Pascagoula, Hattiesburg Montana - MT, Billings, Missoula, Great Falls North Carolina - NC, Raleigh, Cary, Greensboro, High Point, Durham, Winston, Salem, Asheville, Hickory, Lenoir, Morganton, Fayetteville, Wilmington, Greenville, Jacksonville, Rocky Mount, Burlington, Goldsboro, Charlotte, Gastonia, Concord |
Virginia - VA, Richmond, Roanoke, Lynchburg, Charlottesville, Blacksburg, Christiansburg, Radford, Harrisonburg, Danville, Virginia Beach, Norfolk, Newport News, Winchester Vermont - VT, Burlington, South Burlington Washington - WA, Seattle, Tacoma, Bellevue, Spokane, Olympia, Bremerton, Silverdale, Yakima, Kennewick, Pasco, Richland, Bellingham, Mount Vernon, Anacortes, Wenatchee, Longview Wisconsin - WI, Milwaukee, Waukesha, West Allis, Madison, Green Bay, Appleton, Racine, Oshkosh, Neenah, Janesville, Eau Claire, Wausau, Sheboygan, Fond du Lac, La Crosse West Virginia - WV, Charleston, WV MSA, Morgantown, Huntington, Ashland, Parkersburg, Marietta, Vienna, Wheeling, Weirton, Steubenville, Wyoming - WY, Cheyenne, Casper |
|
District of Columbia
- DC, Washington, Arlington, Alexandria, District of Columbia,
Northern Virginia, Maryland Delaware - DE, Dover Florida - FL, Miami, Fort Lauderdale, Pompano Beach, Tampa, St. Petersburg, Clearwater, Orlando, Kissimmee, Jacksonville, Bradenton, Sarasota, Venice, Cape Coral, Fort Myers, Lakeland, Winter Haven, Palm Bay, Melbourne, Titusville, Deltona, Daytona Beach, Ormond Beach, Pensacola, Ferry Pass, Brent, Port St. Lucie, Tallahassee, Ocala, Naples, Marco Island, Gainesville, Fort Walton Beach, Crestview, Destin, Panama City, Lynn Haven, Punta Gorda, Sebastian, Vero Beach, Palm Coast, West Palm Beach, Saint Augustine, South Florida, Miami/Dade, Broward County, Palm Beach County, Winter Park, Altamonte Springs, Lake Mary, Sanford, Apopka, |
North Dakota - ND, Bismarck, Mandan, Fargo, Grand Forks Nebraska - NE, Lincoln, Omaha, Council Bluffs New Hampshire - NH, Manchester, Nashua New Jersey - NJ, Trenton, Ewing, Atlantic City, Hammonton, Vineland, Millville, Bridgeton, Ocean City New Mexico - NM, Albuquerque, Las Cruces, Santa Fe, Farmington Nevada - NV, Las Vegas, Paradise, Reno, Sparks, Carson City New York - NY, Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Poughkeepsie, Newburgh, Middletown, Syracuse, Utica, Rome, Binghamton, Kingston, Glens Falls, Ithaca, Elmira, New York, Northern New Jersey, Long Island, Catskills, Chautauqua, Elmira-corning, Hudson Valley, New York City, Plattsburgh, Adirondacks, Watertown, Manhattan, Brooklyn, Queens, Bronx, Staten Island, New Jersey, Westchester, Fairfield |
|
|
Georgia - GA, Atlanta, Sandy Springs, Marietta, Savannah, Macon,
Athens, Clarke County, Gainesville, Albany, Dalton, Warner Robins,
Valdosta, Brunswick, Rome, Hinesville, Fort Stewart, Columbus,
Augusta, Richmond County Hawaii - HI, Honolulu Idaho - ID, Boise City, Nampa, Coeur d'Alene, Idaho Falls, Pocatello, Lewiston Illinois - IL, Peoria, Rockford, Champaign, Urbana, Springfield, Bloomington, Normal, Kankakee, Bradley, Decatur, Belleville, Edwardsville, Fairview Heights, O’Fallon, Collinsville, Alton, Glen Carbon, Troy, Granite City, Cahokia, Columbia, Carbondale, East. St. Louis, Danville, Chicago, Naperville, Joliet, City of Chicago, North Chicago land, West Chicagoland, South Chicagoland, Northwest Suburb Indiana - IN, Indianapolis, Carmel, Fort Wayne, Elkhart, Goshen, Lafayette, Bloomington, Terre Haute, Anderson, Muncie, Michigan City, La Porte, Kokomo, Columbus, Evansville, South Bend, Mishawaka, Northwest Indiana Kansas - KS, Wichita, Topeka, Lawrence, Kansas City, Overland Park Kentucky - KY, Lexington, Fayette, Bowling Green, Owensboro, Elizabethtown, Louisville, Jefferson County |
Ohio - OH, Cleveland, Elyria, Mentor, Columbus, Dayton, Akron,
Toledo, Canton, Massillon, Springfield, Mansfield, Lima, Sandusky,
Cincinnati, Middletown, Youngstown, Warren, Boardman Oklahoma - OK, Oklahoma City, Tulsa, Lawton, Oregon - OR, Salem, Eugene, Springfield, Medford, Bend, Corvallis, Portland, Vancouver, Beaverton Pennsylvania - PA, Pittsburgh, Scranton, Wilkes, Barre, Harrisburg, Carlisle, Lancaster, York, Hanover, Reading, Erie, Johnstown, State College, Lebanon, Altoona, Williamsport, Allentown, Bethlehem, Easton, Philadelphia, Camden, Wilmington Rhode Island - RI, Providence, New Bedford, Fall River South Carolina - SC, Columbia, Charleston, North Charleston, Summerville, Greenville, Mauldin, Easley, Spartanburg, Myrtle Beach, North Myrtle Beach, Conway, Florence, Anderson, Sumter South Dakota - SD, Sioux Falls, Rapid City Tennessee - TN, Nashville, Davidson, Murfreesboro, Franklin, Knoxville, Johnson City, Morristown, Jackson, Cleveland, Chattanooga, Clarksville, Memphis, Kingsport, Bristol |
Apply Now for Debt Recovery Services or email us at customerservice@vitalcashflow.com if you have any questions. You may also contact us at (888)465-0247 Ext 703 to find out how doing business with Vital Cash Flow TM may help increase your cash flow with our Debt Recovery Services.
Relationship Rewards Mile™ and Direct Mail Miles™ Terms: Receive two (2) Direct Mail Miles™ for every dollar you receive from our Unsecured Loans and10,000 Relationship Rewards Mile™ miles each calendar year that you use at least one of VCF's products or services,10,000 Relationship Rewards Mile™ for every NEW customer you refer, and promotional miles throughout the year on all products and services. Redeem miles for our Debit Recovery Services, Check Guarantee Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services, Multiple Check Payment Guarantee Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned.
Redeeming Miles: The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 100 (e.g., if the cost of the purchase is $100.00, the miles required for redemption will be $100 x 100 = 10,000 Relationship Rewards Mile™ and/or Direct Mail Miles™
All rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk, in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. If payments are received based on sales, Relationship Rewards Mile™ and/or Direct Mail Miles™ may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.
Relationship Rewards Mile™ and/or Direct Mail Miles™ don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles or Direct Mail Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles and Direct Mail Miles may be redeemed for a minimum of 20,000 miles. And, you have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all reward programs at any time. However, any earned miles will be honored.
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We Guarantee Our Service!
We guarantee that a client using our
Strategy I service will collect a minimum of two times the
total amount of the package price, when using our service
according to the terms and conditions of the program
agreement.
If not, we will refund either the total purchase price of the Accounts purchased or the cash difference between double the total purchase price of the Accounts and the dollar amount collected.