WHY Choose Our Company

 

Many Small Business Owners Tend to Exhaust Their Business Financing Options Due to Unresolved Cash Flow Problems.

 

Small Business Financing alone is rarely a long-term solution for cash flow problems. This is why we give small businesses access to a wide range of cash flow management solutions in addition to business financing. As a result, you can be certain of discovering an effective solution for your business all in one place.
 

We pursue excellence in providing small business financing for businesses with no collateral, credit problems, cash flow issues, a lack of industry experience, etc. And, we offer you the most effective cash flow management solutions to deal with difficulties collecting money from customers, seasonal sales, week sales, and unexpected variations in sales. 

 

Vital Cash Flow offers some additional advantages to both small business financing and cash flow management. The following is a list of benefits when you work with us:

 

  • Our team of business professionals will determine the best solution for your unique situation using a wide variety of small business financing and cash flow management solutions.

 

  • An Executive Assistant will assist you completing all required paperwork and documents to save you time and increase the speed of executing your solution.

 

  • Once your solution is executed, you'll receive Relationship Rewards Miles for every $1.00 received in small business financing and/or Barter Trade Dollars, each customer you refer, and every calendar year that you use at least one of our products or services.

 

 

  • Your Business Consultant will stay in contact with you to consistently understand your changing needs and offer effective solutions.

 

  • We are employee-owned, so we're dedicated to long term win-win relationships, sustained by our commitment to expertly implement your solution(s) – every time.

 

We understand that excellence is a result of paying close attention to the details. From the moment we begin planning a solution for your business, every step of the way through its completion we will take care of you, and every detail, exactly as you would expect from knowledgeable professionals.

 

At Vital Cash Flow, we pride ourselves on always striving to understand your needs and offering effective solutions. Whether it is your first time with us, or you are a veteran, you can be assured that our experienced team of business professionals is at your disposal when you need us.

 

Please Complete the form in the center of this page to apply now for small business financing and/or cash flow management solutions. You'll benefit from the most effective solutions available all in one place

Apply Now

 

for Small Business Financing

 

and/or Cash Flow Management

 

Solutions.

 

See for yourself why our attention to detail enables us to offer you excellence in small business financing and cash flow management solutions. Fill out the short pre-consultation questionnaire below and one of our knowledgeable, professional Business Consultants will contact you shortly. Or if you would prefer, fax the information below to 314-228-0216, attention: Business Consultant.

 

We'll contact you the same business day to fully understand your small business financing and/or cash flow management needs. After that, we properly analyze and package your project for our solution partners in the exact manner which they expect from qualified knowledgeable professionals. When your project is presented properly and fit the criteria of our solution partners, you benefit from a higher success rate.
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Please Read Before Submitting:
Apply for Future Sales Financing only if your total Visa, MasterCard, American Express, and Discover sales exceed $20,000 monthly and you have NO unresolved bankruptcies, foreclosures, repossessions, tax liens or judgments. Your lease or mortgage should be no more than 1 month delinquent with at least 1 year remaining on a lease.  

 

All other small business financing may require a complete business plan along with other financial documents. Additionally, certain cash flow, credit, industry, experience, time in business, and collateral requirements may apply.

 

 

Sign Up to Receive Free Monthly Cash Flow and Marketing Tips from Our Team of Professional Advisors.

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DISCOUNT PURCHASE OFFER: While Vital Cash Flow offers a wide variety of small business financing and cash flow management solutions, we provide you the option of selling a small percentage of your future credit card sales and/or account receivables at a discount. This will save you the time, cash flow, credit, industry experience, time in business, and collateral requirements of most traditional funding sources. Vital Cash Flow and our affiliated finance companies use the margin between the purchase amount and funding amount to cover financing cost, closing cost, application fees, collateral, and all other costs associated with providing funds for your business and to hopefully earn a profit over 6 to 12 months. Therefore, it’s NOT recommended that you apply for Future Sales Financing TM. or Account Receivable Financing if you’re not interested in selling a percentage of your sales at a discount.

 

SBA Loans, Equipment Leasing, and all other types of small business financing do NOT require selling a small percentage of your sales at a discount. However, the credit, collateral, industry experience, time in business, and cash flow requirements tend to be greater.

 

RELATIONSHIP REWARDS MILES: Earn (one) 1 Relationship Rewards Mile for every $1.00 you receive in Future Sales Financing TM.. Earn 1/5th Relationship Rewards Mile for every $1.00 you receive in SBA Loans, Equipment Leasing,  Account Receivable Financing, Barter Trade Dollars, and Future Sales Financing TM  with a fixed dollar amount remitted daily, weekly, or monthly, and all other business financing. Plus, you'll receive 10,000 miles each calendar year that you use at least one of VCF's products or services,10,000 miles for every NEW customer you refer, and promotional miles throughout the year for bringing additional business to vital cash flow. Redeem miles for our Debt Recovery Services, Check Processing Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services  Multiple Check Processing Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned. 

 

The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 125 (e.g., if the cost of the purchase is $150.00, the miles required for redemption will be $150 x 125 = 18,750 Relationship Rewards Miles.

 

Rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk,  in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. Relationship If payments are received based on sales, Rewards Miles may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.

 

Our Relationship Rewards Miles don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles may be redeemed for a minimum of 18,750 miles. You have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all rewards at any time. However, any earned miles will be honored.

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