Gift & Loyalty Card Program

Want to Increase Your Customer Base and Maintain Existing Customer Relationships?

 

 

One of the most basic psychological benefits behind gift and loyalty cards is that people see the value on the card as "free money" or "found money". The psychological effect is similar to that of a credit card, only much stronger, since the gift/loyalty cardholder doesn’t have to pay anything back.

 

As a result, people spend more. Someone with a $50 restaurant gift or loyalty card will usually indulge in a dinner for two, spending $120. Another shopper in a retail clothing store with $15 left on his or her card will splurge on an item that is $15 more than they would otherwise be willing to spend.

 

A person who has a $5 Starbucks gift or loyalty card is more likely to visit Starbucks instead of another coffee store. What's more, they will probably use the card to buy an extra coffee for a friend or colleague.

 

 

Benefits of a Gift & Loyalty Card Program

 

Increase Sales & Profits

• Attract new customers – When gift/loyalty recipients visit to redeem cards

• Generate repeat traffic – When gift/loyalty cardholders visit to redeem unused value

•  Generate higher tickets – 58% of gift/loyalty card receivers spend more than value of the card. “Customers see the gift/loyalty card as a discount and on average spend 40 percent more than the card says.”

• Increase frequency of visits – With loyalty Cards

• Increase profit margin – Gift and Loyalty card users tend to pay full price more often and make larger purchases than customers who use other payment methods. Forty percent of customers using a gift card or loyalty card items at full price, compared to 16% of shoppers using other payment methods.

• Improve cash flow – When a gift card is sold or recharged, you keep the cash until the card is used to purchase goods and services.

• Benefit from unredeemed value – Many prepaid cards are never fully redeemed. The unredeemed value, known as “breakage,” can be substantial. For example, one prepaid phone card industry analyst has estimated that as much as 47% of prepaid card value goes unredeemed .

• Keep more cash in your business – By issuing refunds to a gift card rather than issuing cash or credit card refunds, you can ensure that the customer will spend it in your store. Also, since any unspent balance remains on the card, there is no need to issue change for unspent amounts.

 

Save Money & Eliminate Losses

• Eliminate counterfeiting – Eliminate the possibility of counterfeiting which exists with paper gift certificates.

• Stop pilferage – Eliminate employee or customer pilferage, since cards hold no value until activated, and all transactions are electronically tracked.

• Reduce administrative costs – Paper gift certificate or loyalty card administrative costs run as high as 8% of total sales. Electronic Gift/loyalty cards reduce this cost by as much as 90%. Since all transactions are tracked electronically, gift/loyalty card transactions are more accurate than paper-based programs.

 

More Convenient

• Convenience for merchants

• Easy to implement

• Easy to issue & redeem cards – All transactions handled by a credit card processing     

    terminal, quickly and easily

• Easy to track – All transactions are electronically tracked, with detailed monthly     

    statements

• More flexible than paper certificates – One card can contain cash value or

    loyalty points, with redemption program custom designed to fit your business.

 

Convenience for Customers

• Gift/Loyalty cards are easy to carry and redeem

• Gift cards are great for the hard-to-shop-for friend or relative

 

Enhanced Advertising

• Differentiation – Set yourself apart from your competition by offering your own Gift and loyalty program, instead of the same old gift certificates and punch cards.

• Branding opportunity – Keep your business on your customers’ minds with custom printed plastic cards, which act a “your billboard in their billfold.”

 

 

Areas We Serve:

 (Partial List)

Alabama - AL, Anniston, Oxford, Auburn, Opelika, Birmingham, Hoover, Decatur, Dothan, Florence, Muscle Shoals, Gadsden, Huntsville, Mobile, Montgomery, Tuscaloosa Alaska - AK, Anchorage, Fairbanks Arizona - AZ, Flagstaff, Lake Havasu City, Kingman, Phoenix, Mesa, Scottsdale, Prescott, Tucson, Yuma Arkansas - AR, Hot Springs, Jonesboro, Little Rock, North Little Rock, Conway, Pine Bluff, Fayetteville, Springdale, Rogers, Fort Smith	Louisiana - LA, New Orleans, Metairie, Kenner, Baton Rouge, Shreveport, Bossier City, Lafayette, Houma, Bayou Cane, Thibodaux, Lake Charles, Monroe, Alexandria Massachusetts - MA, Worcester, Springfield, Barnstable Town, Pittsfield, Boston, Cambridge, Quincy, Boston/Camb/Brook, Northwest/Merrimack, Metro West, North Shore, South Shore  Maryland - MD, Baltimore, Towson, Salisbury, Hagerstown, Martinsburg, Cumberland Maine - ME, Portland, South Portland, Biddeford, Bangor, Lewiston, Auburn	Texas - TX, Dallas, Fort Worth, Arlington, Houston, Sugar Land, Baytown, San Antonio, Austin, Round Rock, El Paso,  McAllen, Edinburg, Mission, Corpus Christi, Brownsville, Harlingen, Beaumont, Port Arthur, Killeen, Temple, Fort Hood, Lubbock, Amarillo, Laredo, Waco, Longview, College Station, Bryan, Tyler, Abilene, Wichita Falls, Odessa,  Midland, Sherman, Denison, Victoria, San Angelo, Texarkana, Dallas/Fort Worth, Mid Cities, North DFW, South DFW Utah - UT, Salt Lake City, Ogden, Clearfield, Provo, Orem, Logan, St. George
California - CA, Los Angeles, Long Beach, Santa Ana, San Francisco, Oakland, Fremont, Riverside, San Bernardino,  Ontario, San Diego, Carlsbad, San Marcos, Sacramento, Arden, Arcade, Roseville, San Jose, Sunnyvale, Santa Clara,  Fresno, Oxnard, Thousand Oaks, Ventura, Bakersfield, Stockton, Modesto, Santa Rosa, Petaluma, Visalia,  Porterville, Vallejo, Fairfield, Salinas, Santa Barbara, Santa Maria, Goleta, San Luis Obispo, Paso Robles, Santa Cruz, Watsonville, Merced, Chico, Redding, Yuba City, El Centro, Hanford, Corcoran, Madera, Napa, Westside-South bay, SF Valley, Central LA, San Gabriel Valley, Long Beach / 562, Antelope Valley, SF Bay Area, South Bay, East Bay, Peninsula, North Bay Colorado - CO, Denver, Aurora, Colorado Springs, Boulder, Fort Collins, Loveland, Greeley, Pueblo, Grand Junction Connecticut - CT, Hartford, West Hartford, East Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Norwich, New London	Michigan - MI, Detroit, Warren, Livonia, Grand Rapids, Wyoming, Lansing, East Lansing, Flint, Ann Arbor, Kalamazoo, Portage, Holland, Grand Haven, Saginaw, Saginaw Township North, Muskegon, Norton Shores, Jackson, Niles, Benton Harbor, Monroe, Battle Creek, Bay City Minnesota - MN, St. Cloud, Rochester, Minneapolis, St. Paul, Bloomington, Duluth Missouri - MO, Springfield, Joplin, Columbia, Jefferson City, St. Louis, Kansas City, St. Joseph, St. Charles, Farmington, South County, West County, North County Mississippi - MS, Jackson, Gulfport, Biloxi, Pascagoula, Hattiesburg  Montana - MT, Billings, Missoula, Great Falls North Carolina - NC, Raleigh, Cary, Greensboro, High Point, Durham, Winston, Salem, Asheville, Hickory, Lenoir, Morganton, Fayetteville, Wilmington, Greenville, Jacksonville, Rocky Mount, Burlington, Goldsboro, Charlotte,  Gastonia, Concord	Virginia - VA, Richmond, Roanoke, Lynchburg, Charlottesville, Blacksburg, Christiansburg, Radford, Harrisonburg, Danville, Virginia Beach, Norfolk, Newport News, Winchester Vermont - VT, Burlington, South Burlington Washington - WA, Seattle, Tacoma, Bellevue, Spokane, Olympia, Bremerton, Silverdale, Yakima, Kennewick, Pasco, Richland, Bellingham, Mount Vernon, Anacortes, Wenatchee, Longview Wisconsin - WI, Milwaukee, Waukesha, West Allis, Madison, Green Bay, Appleton, Racine, Oshkosh, Neenah, Janesville, Eau Claire, Wausau, Sheboygan, Fond du Lac, La Crosse West Virginia - WV, Charleston, WV MSA, Morgantown, Huntington, Ashland, Parkersburg, Marietta, Vienna, Wheeling, Weirton, Steubenville, Wyoming - WY, Cheyenne, Casper
District of Columbia - DC, Washington, Arlington, Alexandria, District of Columbia, Northern Virginia, Maryland Delaware - DE, Dover Florida - FL, Miami, Fort Lauderdale, Pompano Beach, Tampa, St. Petersburg, Clearwater, Orlando, Kissimmee, Jacksonville, Bradenton, Sarasota, Venice, Cape Coral, Fort Myers, Lakeland, Winter Haven, Palm Bay, Melbourne,  Titusville, Deltona, Daytona Beach, Ormond Beach, Pensacola, Ferry Pass, Brent, Port St. Lucie, Tallahassee,  Ocala, Naples, Marco Island, Gainesville, Fort Walton Beach, Crestview, Destin, Panama City, Lynn Haven, Punta Gorda, Sebastian, Vero Beach, Palm Coast, West Palm Beach, Saint Augustine, South Florida, Miami/Dade, Broward County, Palm Beach County, Winter Park, Altamonte Springs, Lake Mary, Sanford, Apopka,	North Dakota - ND, Bismarck, Mandan, Fargo, Grand Forks Nebraska - NE, Lincoln, Omaha, Council Bluffs New Hampshire - NH, Manchester, Nashua New Jersey - NJ, Trenton, Ewing, Atlantic City, Hammonton, Vineland, Millville, Bridgeton, Ocean City New Mexico - NM, Albuquerque, Las Cruces, Santa Fe, Farmington Nevada - NV, Las Vegas, Paradise, Reno, Sparks, Carson City New York - NY, Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Poughkeepsie, Newburgh, Middletown,  Syracuse, Utica, Rome, Binghamton, Kingston, Glens Falls, Ithaca, Elmira, New York, Northern New Jersey, Long Island, Catskills, Chautauqua, Elmira-corning, Hudson Valley, New York City, Plattsburgh, Adirondacks, Watertown, Manhattan, Brooklyn, Queens, Bronx, Staten Island, New Jersey, Westchester, Fairfield
Georgia - GA, Atlanta, Sandy Springs, Marietta, Savannah, Macon, Athens, Clarke County, Gainesville, Albany, Dalton, Warner Robins, Valdosta, Brunswick, Rome, Hinesville, Fort Stewart, Columbus, Augusta, Richmond County Hawaii - HI, Honolulu Idaho - ID, Boise City, Nampa, Coeur d'Alene, Idaho Falls, Pocatello, Lewiston Illinois - IL, Peoria, Rockford, Champaign, Urbana, Springfield, Bloomington, Normal, Kankakee, Bradley, Decatur,  Belleville, Edwardsville, Fairview Heights, O’Fallon, Collinsville, Alton, Glen Carbon, Troy, Granite City, Cahokia, Columbia, Carbondale, East. St. Louis, Danville, Chicago, Naperville, Joliet, City of Chicago, North Chicago land, West Chicagoland, South Chicagoland, Northwest Suburb Indiana - IN, Indianapolis, Carmel, Fort Wayne, Elkhart, Goshen, Lafayette, Bloomington, Terre Haute, Anderson, Muncie, Michigan City, La Porte, Kokomo, Columbus, Evansville, South Bend, Mishawaka, Northwest Indiana Kansas - KS, Wichita, Topeka, Lawrence, Kansas City, Overland Park  Kentucky - KY, Lexington, Fayette, Bowling Green, Owensboro, Elizabethtown, Louisville, Jefferson County	Ohio - OH, Cleveland, Elyria, Mentor, Columbus, Dayton, Akron, Toledo, Canton, Massillon, Springfield, Mansfield, Lima, Sandusky, Cincinnati, Middletown, Youngstown, Warren, Boardman Oklahoma - OK, Oklahoma City, Tulsa, Lawton,  Oregon - OR, Salem, Eugene, Springfield, Medford, Bend, Corvallis, Portland, Vancouver, Beaverton  Pennsylvania - PA, Pittsburgh, Scranton, Wilkes, Barre, Harrisburg, Carlisle, Lancaster, York, Hanover, Reading,  Erie, Johnstown, State College, Lebanon, Altoona, Williamsport, Allentown, Bethlehem, Easton, Philadelphia, Camden, Wilmington Rhode Island - RI, Providence, New Bedford, Fall River South Carolina - SC, Columbia, Charleston, North Charleston, Summerville, Greenville, Mauldin, Easley, Spartanburg, Myrtle Beach, North Myrtle Beach, Conway, Florence, Anderson, Sumter South Dakota - SD, Sioux Falls, Rapid City Tennessee - TN,  Nashville, Davidson, Murfreesboro, Franklin, Knoxville, Johnson City, Morristown, Jackson, Cleveland, Chattanooga, Clarksville, Memphis, Kingsport, Bristol

 

 

Apply Now for Our Gift & Loyalty Card Program or email us at customerservice@vitalcashflow.com if you have any questions. You may also contact us at (888)465-0247 Ext 703 to find out how Vital Cash FlowTM may help you to setup a Gift & Loyalty Card Program.

 

 

 

Relationship Rewards Mile™ and  Direct Mail Miles™ Terms: Receive two (2) Direct Mail Miles™ for every dollar you receive from our Unsecured Loans and10,000 Relationship Rewards Mile™ miles each calendar year that you use at least one of VCF's products or services,10,000 Relationship Rewards Mile™ for every NEW customer you refer, and promotional miles throughout the year on all products and services. Redeem miles for our Debit Recovery Services, Check Guarantee Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services, Multiple Check Payment Guarantee Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned. 

 

Redeeming Miles: The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 100 (e.g., if the cost of the purchase is $100.00, the miles required for redemption will be $100 x 100 = 10,000 Relationship Rewards Mile™ and/or  Direct Mail Miles™

 

All rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk,  in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. If payments are received based on sales, Relationship Rewards Mile™ and/or  Direct Mail Miles™ may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.

 

Relationship Rewards Mile™ and/or  Direct Mail Miles™ don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles or Direct Mail Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles and Direct Mail Miles may be redeemed for a minimum of 20,000 miles. And, you have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all reward programs at any time. However, any earned miles will be honored.

 

 

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  MSNBC.com

Vital Cash Flow Launches New Cash & Customers Program to Help Business Owners Finance and Grow Their Firm