Equipment Leasing Finance

Do You Need Equipment to Start or Grow Your Business with Minimum Capital and Collateral Requirements?

 

 

Equipment leasing has become a preferred way to obtain equipment, software, or furniture. The main reason that businesses choose this option is because of all the benefits to it when compared to purchasing the equipment outright.

 

With equipment leasing it also is much easier for a business to get approved because they do not need large amounts of collateral to secure the property. And with little to nothing down, a business can have access to the equipment they need. Lines of credit are also left open when leasing which means that money can be used for other expenses that are necessary for success.

 

Please Note: You'll need at least a 650 credit score with no recent delinquencies or bankruptcies and industry experience to qualify for most leases. If you don't qualify for equipment leasing, Vital Cash Flow provides some alternative business financing solutions regardless of your circumstance. Visit Your Money for more details.

 

 

Below are some other equipment leasing considerations:

 

Start-up or Expansions Are Expensive.

Starting or expanding a business is expensive and always carries some level of risk. Whether you are starting a new business, opening up a new location, bringing more employees on board, or just making sure your computer systems are up to date, you will incur major expenses. What can make this even more daunting is that many newer small businesses operate on very low profit margins. Beyond that, even if your expansion is a success it may take months or years before you start seeing a return on your investment. Then, once the returns start coming in it may be time to expand once more. Even worse, your equipment purchase may now be obsolete or worn out.

 

Should I Purchase or Should I Lease?

You could decide to pay for your start-up or expansion out of your working capital. After all, you have the money, so why not invest in your company? This is common mistake that can put your company at financial risk. What if your business sector suddenly takes a strong downturn and you are left with no spare cash to endure such a business cycle? What if your start-up or expansion goes sour and you are left without capital reserves to make payroll? Do you really want to risk having to sell barely used equipment at a loss a year or two later? Equipment leasing preserves capital for business uncertainties.

 

Leasing Helps to Lower Tax Bill.

In addition to the capital expenses associated with purchasing, once you have bought the equipment your new assets become a tax burden. That means that in addition to your start-up or expansion expenses, you now have to pay a higher tax bill. Leasing helps to lower your tax bill because you have increased your monthly liabilities without racking up new taxable assets. Leasing equipment also has no effect on your personal credit rating.

 

Of course, you could decide to take out a small business loan to fund equipment for start-up or expansion. This method has all the pitfalls of purchasing the equipment outright with the additional liability of increasing your personal debt load which of course will weaken your credit score. 

 

When you lease, you keep all of your capital in the bank for a uncertainties. All you make are small monthly payments. At the end of the lease cycle you have many options—you can chose to purchase the equipment or return it and upgrade again without having to get rid of any outdated or worn out equipment.

 

PLUS, Equipment Leasing Offers:

1. The ability to start or expand your business with minimal monthly expenses.
2. The opportunity to preserve capital for more important things like payroll and marketing.
3. The option to purchase, upgrade or expand again when your lease expires for maximum flexibility.
4. Lower tax obligations by decreasing taxable assets.
5. No future inventory hassles since the equipment is owned by the leasing company.
6. The preservation of your personal credit rating and debt-to-income ratio to qualify for other

    financing.
7. The opportunity to make certain that your business remains competitive with the latest technology.

8. The opportunity to sale your existing equipment and lease it back to generate cash flow.

 

All you need to start the leasing process is to complete the application form(s), provide a copy of equipment list and business license. Business Financials may be required as well. Once submitted, we will do the rest. The whole process is easy and typically takes less than 14 business days.

 

 

Apply Now for Equipment Leasing or email us at customerservice@vitalcashflow.com if you have any questions. You may also contact us at (888)465-0247 Ext 703 to find out how doing business with Vital Cash Flow TM may help you to get Equipment Leasing Finance.

 

 

 

RELATIONSHIP REWARDS MILES: Earn (one) 1 Relationship Rewards Mile for every $1.00 you receive in Business Cash Advances.. Earn 1/5th Relationship Rewards Mile for every $1.00 you receive in SBA Loans, Equipment Leasing,  Account Receivable Financing, Barter Trade Dollars, and Business Cash Advances with a fixed dollar amount remitted daily, weekly, or monthly, and all other business financing. Plus, you'll receive 10,000 miles each calendar year that you use at least one of VCF's products or services,10,000 miles for every NEW customer you refer, and promotional miles throughout the year for bringing additional business to vital cash flow. Redeem miles for our Profit Recovery Services, Check Guarantee Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services, Multiple Check Payment Guarantee Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned. 

 

The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 125 (e.g., if the cost of the purchase is $150.00, the miles required for redemption will be $150 x 125 = 18,750 Relationship Rewards Miles.

 

Rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk,  in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. Relationship If payments are received based on sales, Rewards Miles may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.

 

Our Relationship Rewards Miles don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles may be redeemed for a minimum of 18,750 miles. You have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all rewards at any time. However, any earned miles will be honored.

 

 

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"When you lease, you keep all of your capital in the bank for a uncertainties. All you make are small monthly payments."