Equipment Leasing Finance
Do You Need Equipment to Start or Grow Your Business with Minimum Capital and Collateral Requirements?
Equipment leasing
has become a preferred way to obtain equipment, software, or
furniture. The main reason that businesses choose this option is because
of all the benefits to it when compared to purchasing the equipment
outright.
With equipment leasing it also is much easier for a business to get approved because they do not need large amounts of collateral to secure the property. And with little to nothing down, a business can have access to the equipment they need. Lines of credit are also left open when leasing which means that money can be used for other expenses that are necessary for success.
Below are some other equipment leasing considerations:
Start-up or Expansions Are Expensive.
Starting or
expanding a business is expensive and always carries some level of risk.
Whether you are starting a new business, opening up a new location,
bringing more employees on board, or just making sure your computer
systems are up to date, you will incur major expenses. What can make
this even more daunting is that many newer small businesses operate on
very low profit margins. Beyond that, even if your expansion is a
success it may take months or years before you start seeing a return on
your investment. Then, once the returns start coming in it may be time
to expand once more. Even worse, your equipment purchase may now be
obsolete or worn out.
Should I Purchase or Should I Lease?
You could decide to
pay for your start-up or expansion out of your working capital. After
all, you have the money, so why not invest in your company? This is
common mistake that can put your company at financial risk. What if your
business sector suddenly takes a strong downturn and you are left with
no spare cash to endure such a business cycle? What if your start-up or
expansion goes sour and you are left without capital reserves to make
payroll? Do you really want to risk having to sell barely used equipment
at a loss a year or two later? Equipment leasing preserves capital for
business uncertainties.
Leasing Helps to Lower Tax Bill.
In addition to the
capital expenses associated with purchasing, once you have bought the
equipment your new assets become a tax burden. That means that in
addition to your start-up or expansion expenses, you now have to pay a
higher tax bill. Leasing helps to lower your tax bill because you have
increased your monthly liabilities without racking up new taxable
assets. Leasing equipment also has no effect on your personal credit
rating.
Of course, you could
decide to take out a small business loan to fund equipment for start-up
or expansion. This method has all the pitfalls of purchasing the
equipment outright with the additional liability of increasing your
personal debt load which of course will weaken your credit score.
When you lease, you
keep all of your capital in the bank for a uncertainties. All you make
are small monthly payments. At the end of the lease cycle you have many
options—you can chose to purchase the equipment or return it and upgrade
again without having to get rid of any outdated or worn out equipment.
PLUS,
Equipment Leasing Offers:
1.
The ability to start or expand your business with minimal monthly
expenses.
2. The opportunity to preserve capital for
more important things like payroll and marketing.
3. The option to purchase, upgrade or
expand again when your lease expires for maximum flexibility.
4. Lower tax obligations by decreasing
taxable assets.
5. No future inventory hassles since the
equipment is owned by the leasing company.
6. The preservation of your personal credit
rating and debt-to-income ratio to qualify for other
financing.
7. The opportunity to make certain that
your business remains competitive with the latest technology.
8.
The opportunity to sale your existing equipment and lease it back to
generate cash flow.
All you need to start the leasing process is to complete the application form(s), provide a copy of equipment list and business license. Business Financials may be required as well. Once submitted, we will do the rest. The whole process is easy and typically takes less than 14 business days.
Areas We Serve:
(Partial List)
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Alabama - AL, Anniston, Oxford, Auburn, Opelika, Birmingham,
Hoover, Decatur, Dothan,
Florence, Muscle Shoals, Gadsden, Huntsville, Mobile, Montgomery, Tuscaloosa Alaska - AK, Anchorage, Fairbanks Arizona - AZ, Flagstaff, Lake Havasu City, Kingman, Phoenix, Mesa, Scottsdale, Prescott, Tucson, Yuma Arkansas - AR, Hot Springs, Jonesboro, Little Rock, North Little Rock, Conway, Pine Bluff, Fayetteville, Springdale, Rogers, Fort Smith |
Louisiana - LA, New Orleans, Metairie, Kenner, Baton
Rouge, Shreveport, Bossier City, Lafayette, Houma, Bayou Cane,
Thibodaux, Lake Charles, Monroe, Alexandria Massachusetts - MA, Worcester, Springfield, Barnstable Town, Pittsfield, Boston, Cambridge, Quincy, Boston/Camb/Brook, Northwest/Merrimack, Metro West, North Shore, South Shore Maryland - MD, Baltimore, Towson, Salisbury, Hagerstown, Martinsburg, Cumberland Maine - ME, Portland, South Portland, Biddeford, Bangor, Lewiston, Auburn
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Texas - TX, Dallas, Fort Worth, Arlington, Houston, Sugar
Land, Baytown, San Antonio, Austin, Round Rock, El Paso,
McAllen, Edinburg, Mission, Corpus Christi, Brownsville,
Harlingen, Beaumont, Port Arthur, Killeen, Temple, Fort Hood,
Lubbock, Amarillo, Laredo, Waco, Longview, College Station,
Bryan, Tyler, Abilene, Wichita Falls, Odessa, Midland, Sherman,
Denison, Victoria, San Angelo, Texarkana, Dallas/Fort Worth, Mid
Cities, North DFW, South DFW Utah - UT, Salt Lake City, Ogden, Clearfield, Provo, Orem, Logan, St. George
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California - CA,
Los Angeles, Long Beach, Santa
Ana, San Francisco, Oakland, Fremont, Riverside, San Bernardino,
Ontario, San Diego, Carlsbad, San Marcos, Sacramento, Arden,
Arcade, Roseville, San Jose, Sunnyvale, Santa Clara, Fresno,
Oxnard, Thousand Oaks, Ventura, Bakersfield, Stockton, Modesto,
Santa Rosa, Petaluma, Visalia, Porterville, Vallejo, Fairfield,
Salinas, Santa Barbara, Santa Maria, Goleta, San Luis Obispo,
Paso Robles, Santa Cruz, Watsonville, Merced, Chico, Redding,
Yuba City, El Centro, Hanford, Corcoran, Madera, Napa,
Westside-South bay, SF Valley, Central LA, San Gabriel Valley,
Long Beach / 562, Antelope Valley, SF Bay Area, South Bay, East
Bay, Peninsula, North Bay Colorado - CO, Denver, Aurora, Colorado Springs, Boulder, Fort Collins, Loveland, Greeley, Pueblo, Grand Junction Connecticut - CT, Hartford, West Hartford, East Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Norwich, New London |
Michigan - MI, Detroit, Warren, Livonia, Grand Rapids, Wyoming, Lansing, East Lansing, Flint, Ann Arbor, Kalamazoo, Portage, Holland, Grand Haven, Saginaw, Saginaw Township North, Muskegon, Norton Shores, Jackson, Niles, Benton Harbor, Monroe, Battle Creek, Bay City Minnesota - MN, St. Cloud, Rochester, Minneapolis, St. Paul, Bloomington, Duluth Missouri - MO, Springfield, Joplin, Columbia, Jefferson City, St. Louis, Kansas City, St. Joseph, St. Charles, Farmington, South County, West County, North County Mississippi - MS, Jackson, Gulfport, Biloxi, Pascagoula, Hattiesburg Montana - MT, Billings, Missoula, Great Falls North Carolina - NC, Raleigh, Cary, Greensboro, High Point, Durham, Winston, Salem, Asheville, Hickory, Lenoir, Morganton, Fayetteville, Wilmington, Greenville, Jacksonville, Rocky Mount, Burlington, Goldsboro, Charlotte, Gastonia, Concord |
Virginia - VA, Richmond, Roanoke, Lynchburg, Charlottesville, Blacksburg, Christiansburg, Radford, Harrisonburg, Danville, Virginia Beach, Norfolk, Newport News, Winchester Vermont - VT, Burlington, South Burlington Washington - WA, Seattle, Tacoma, Bellevue, Spokane, Olympia, Bremerton, Silverdale, Yakima, Kennewick, Pasco, Richland, Bellingham, Mount Vernon, Anacortes, Wenatchee, Longview Wisconsin - WI, Milwaukee, Waukesha, West Allis, Madison, Green Bay, Appleton, Racine, Oshkosh, Neenah, Janesville, Eau Claire, Wausau, Sheboygan, Fond du Lac, La Crosse West Virginia - WV, Charleston, WV MSA, Morgantown, Huntington, Ashland, Parkersburg, Marietta, Vienna, Wheeling, Weirton, Steubenville, Wyoming - WY, Cheyenne, Casper |
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District of Columbia
- DC, Washington, Arlington, Alexandria, District of Columbia,
Northern Virginia, Maryland Delaware - DE, Dover Florida - FL, Miami, Fort Lauderdale, Pompano Beach, Tampa, St. Petersburg, Clearwater, Orlando, Kissimmee, Jacksonville, Bradenton, Sarasota, Venice, Cape Coral, Fort Myers, Lakeland, Winter Haven, Palm Bay, Melbourne, Titusville, Deltona, Daytona Beach, Ormond Beach, Pensacola, Ferry Pass, Brent, Port St. Lucie, Tallahassee, Ocala, Naples, Marco Island, Gainesville, Fort Walton Beach, Crestview, Destin, Panama City, Lynn Haven, Punta Gorda, Sebastian, Vero Beach, Palm Coast, West Palm Beach, Saint Augustine, South Florida, Miami/Dade, Broward County, Palm Beach County, Winter Park, Altamonte Springs, Lake Mary, Sanford, Apopka, |
North Dakota - ND, Bismarck, Mandan, Fargo, Grand Forks Nebraska - NE, Lincoln, Omaha, Council Bluffs New Hampshire - NH, Manchester, Nashua New Jersey - NJ, Trenton, Ewing, Atlantic City, Hammonton, Vineland, Millville, Bridgeton, Ocean City New Mexico - NM, Albuquerque, Las Cruces, Santa Fe, Farmington Nevada - NV, Las Vegas, Paradise, Reno, Sparks, Carson City New York - NY, Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Poughkeepsie, Newburgh, Middletown, Syracuse, Utica, Rome, Binghamton, Kingston, Glens Falls, Ithaca, Elmira, New York, Northern New Jersey, Long Island, Catskills, Chautauqua, Elmira-corning, Hudson Valley, New York City, Plattsburgh, Adirondacks, Watertown, Manhattan, Brooklyn, Queens, Bronx, Staten Island, New Jersey, Westchester, Fairfield |
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Georgia - GA, Atlanta, Sandy Springs, Marietta, Savannah,
Macon, Athens, Clarke County, Gainesville, Albany, Dalton,
Warner Robins, Valdosta, Brunswick, Rome, Hinesville, Fort
Stewart, Columbus, Augusta, Richmond County Hawaii - HI, Honolulu Idaho - ID, Boise City, Nampa, Coeur d'Alene, Idaho Falls, Pocatello, Lewiston Illinois - IL, Peoria, Rockford, Champaign, Urbana, Springfield, Bloomington, Normal, Kankakee, Bradley, Decatur, Belleville, Edwardsville, Fairview Heights, O’Fallon, Collinsville, Alton, Glen Carbon, Troy, Granite City, Cahokia, Columbia, Carbondale, East. St. Louis, Danville, Chicago, Naperville, Joliet, City of Chicago, North Chicago land, West Chicagoland, South Chicagoland, Northwest Suburb Indiana - IN, Indianapolis, Carmel, Fort Wayne, Elkhart, Goshen, Lafayette, Bloomington, Terre Haute, Anderson, Muncie, Michigan City, La Porte, Kokomo, Columbus, Evansville, South Bend, Mishawaka, Northwest Indiana Kansas - KS, Wichita, Topeka, Lawrence, Kansas City, Overland Park Kentucky - KY, Lexington, Fayette, Bowling Green, Owensboro, Elizabethtown, Louisville, Jefferson County |
Ohio - OH, Cleveland, Elyria, Mentor, Columbus, Dayton,
Akron, Toledo, Canton, Massillon, Springfield, Mansfield, Lima,
Sandusky, Cincinnati, Middletown, Youngstown, Warren, Boardman Oklahoma - OK, Oklahoma City, Tulsa, Lawton, Oregon - OR, Salem, Eugene, Springfield, Medford, Bend, Corvallis, Portland, Vancouver, Beaverton Pennsylvania - PA, Pittsburgh, Scranton, Wilkes, Barre, Harrisburg, Carlisle, Lancaster, York, Hanover, Reading, Erie, Johnstown, State College, Lebanon, Altoona, Williamsport, Allentown, Bethlehem, Easton, Philadelphia, Camden, Wilmington Rhode Island - RI, Providence, New Bedford, Fall River South Carolina - SC, Columbia, Charleston, North Charleston, Summerville, Greenville, Mauldin, Easley, Spartanburg, Myrtle Beach, North Myrtle Beach, Conway, Florence, Anderson, Sumter South Dakota - SD, Sioux Falls, Rapid City Tennessee - TN, Nashville, Davidson, Murfreesboro, Franklin, Knoxville, Johnson City, Morristown, Jackson, Cleveland, Chattanooga, Clarksville, Memphis, Kingsport, Bristol |
Apply Now for Equipment Leasing or email us at customerservice@vitalcashflow.com if you have any questions. You may also contact us at (888)465-0247 Ext 703 to find out how doing business with Vital Cash Flow TM may help you to get Equipment Leasing Finance.
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