Areas We Serve:
(Partial List)
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Alabama - AL,
Anniston,
Oxford, Auburn,
Opelika,
Birmingham,
Hoover, Decatur,
Dothan,
Florence, Muscle Shoals, Gadsden, Huntsville, Mobile, Montgomery, Tuscaloosa Alaska - AK, Anchorage, Fairbanks Arizona - AZ, Flagstaff, Lake Havasu City, Kingman, Phoenix, Mesa, Scottsdale, Prescott, Tucson, Yuma Arkansas - AR, Hot Springs, Jonesboro, Little Rock, North Little Rock, Conway, Pine Bluff, Fayetteville, Springdale, Rogers, Fort Smith |
Louisiana -
LA, New
Orleans,
Metairie,
Kenner, Baton
Rouge,
Shreveport,
Bossier City,
Lafayette,
Houma, Bayou
Cane, Thibodaux,
Lake Charles,
Monroe,
Alexandria Massachusetts - MA, Worcester, Springfield, Barnstable Town, Pittsfield, Boston, Cambridge, Quincy, Boston/Camb/Brook, Northwest/Merrimack, Metro West, North Shore, South Shore Maryland - MD, Baltimore, Towson, Salisbury, Hagerstown, Martinsburg, Cumberland Maine - ME, Portland, South Portland, Biddeford, Bangor, Lewiston, Auburn |
Texas - TX,
Dallas, Fort
Worth,
Arlington,
Houston, Sugar
Land, Baytown,
San Antonio,
Austin, Round
Rock, El Paso,
McAllen,
Edinburg,
Mission, Corpus
Christi,
Brownsville,
Harlingen,
Beaumont, Port
Arthur, Killeen,
Temple, Fort
Hood, Lubbock,
Amarillo,
Laredo, Waco,
Longview,
College Station,
Bryan, Tyler,
Abilene, Wichita
Falls, Odessa,
Midland,
Sherman,
Denison,
Victoria, San
Angelo,
Texarkana,
Dallas/Fort
Worth, Mid
Cities, North
DFW, South DFW Utah - UT, Salt Lake City, Ogden, Clearfield, Provo, Orem, Logan, St. George |
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California - CA,
Los Angeles,
Long Beach,
Santa Ana, San
Francisco,
Oakland,
Fremont,
Riverside, San
Bernardino,
Ontario, San
Diego, Carlsbad,
San Marcos,
Sacramento,
Arden, Arcade,
Roseville, San
Jose, Sunnyvale,
Santa Clara,
Fresno, Oxnard,
Thousand Oaks,
Ventura,
Bakersfield,
Stockton,
Modesto, Santa
Rosa, Petaluma,
Visalia,
Porterville,
Vallejo,
Fairfield,
Salinas, Santa
Barbara, Santa
Maria, Goleta,
San Luis Obispo,
Paso Robles,
Santa Cruz,
Watsonville,
Merced, Chico,
Redding, Yuba
City, El Centro,
Hanford,
Corcoran,
Madera, Napa,
Westside-South
bay, SF Valley,
Central LA, San
Gabriel Valley,
Long Beach /
562, Antelope
Valley, SF Bay
Area, South Bay,
East Bay,
Peninsula, North
Bay Colorado - CO, Denver, Aurora, Colorado Springs, Boulder, Fort Collins, Loveland, Greeley, Pueblo, Grand Junction Connecticut - CT, Hartford, West Hartford, East Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Norwich, New London |
Michigan - MI, Detroit, Warren, Livonia, Grand Rapids, Wyoming, Lansing, East Lansing, Flint, Ann Arbor, Kalamazoo, Portage, Holland, Grand Haven, Saginaw, Saginaw Township North, Muskegon, Norton Shores, Jackson, Niles, Benton Harbor, Monroe, Battle Creek, Bay City Minnesota - MN, St. Cloud, Rochester, Minneapolis, St. Paul, Bloomington, Duluth Missouri - MO, Springfield, Joplin, Columbia, Jefferson City, St. Louis, Kansas City, St. Joseph, St. Charles, Farmington, South County, West County, North County Mississippi - MS, Jackson, Gulfport, Biloxi, Pascagoula, Hattiesburg Montana - MT, Billings, Missoula, Great Falls North Carolina - NC, Raleigh, Cary, Greensboro, High Point, Durham, Winston, Salem, Asheville, Hickory, Lenoir, Morganton, Fayetteville, Wilmington, Greenville, Jacksonville, Rocky Mount, Burlington, Goldsboro, Charlotte, Gastonia, Concord |
Virginia - VA, Richmond, Roanoke, Lynchburg, Charlottesville, Blacksburg, Christiansburg, Radford, Harrisonburg, Danville, Virginia Beach, Norfolk, Newport News, Winchester Vermont - VT, Burlington, South Burlington Washington - WA, Seattle, Tacoma, Bellevue, Spokane, Olympia, Bremerton, Silverdale, Yakima, Kennewick, Pasco, Richland, Bellingham, Mount Vernon, Anacortes, Wenatchee, Longview Wisconsin - WI, Milwaukee, Waukesha, West Allis, Madison, Green Bay, Appleton, Racine, Oshkosh, Neenah, Janesville, Eau Claire, Wausau, Sheboygan, Fond du Lac, La Crosse West Virginia - WV, Charleston, WV MSA, Morgantown, Huntington, Ashland, Parkersburg, Marietta, Vienna, Wheeling, Weirton, Steubenville, Wyoming - WY, Cheyenne, Casper
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District of Columbia
- DC, Washington,
Arlington,
Alexandria, District
of Columbia,
Northern Virginia,
Maryland Delaware - DE, Dover Florida - FL, Miami, Fort Lauderdale, Pompano Beach, Tampa, St. Petersburg, Clearwater, Orlando, Kissimmee, Jacksonville, Bradenton, Sarasota, Venice, Cape Coral, Fort Myers, Lakeland, Winter Haven, Palm Bay, Melbourne, Titusville, Deltona, Daytona Beach, Ormond Beach, Pensacola, Ferry Pass, Brent, Port St. Lucie, Tallahassee, Ocala, Naples, Marco Island, Gainesville, Fort Walton Beach, Crestview, Destin, Panama City, Lynn Haven, Punta Gorda, Sebastian, Vero Beach, Palm Coast, West Palm Beach, Saint Augustine, South Florida, Miami/Dade, Broward County, Palm Beach County, Winter Park, Altamonte Springs, Lake Mary, Sanford, Apopka, |
North Dakota - ND, Bismarck, Mandan, Fargo, Grand Forks Nebraska - NE, Lincoln, Omaha, Council Bluffs New Hampshire - NH, Manchester, Nashua New Jersey - NJ, Trenton, Ewing, Atlantic City, Hammonton, Vineland, Millville, Bridgeton, Ocean City New Mexico - NM, Albuquerque, Las Cruces, Santa Fe, Farmington Nevada - NV, Las Vegas, Paradise, Reno, Sparks, Carson City New York - NY, Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Poughkeepsie, Newburgh, Middletown, Syracuse, Utica, Rome, Binghamton, Kingston, Glens Falls, Ithaca, Elmira, New York, Northern New Jersey, Long Island, Catskills, Chautauqua, Elmira-corning, Hudson Valley, New York City, Plattsburgh, Adirondacks, Watertown, Manhattan, Brooklyn, Queens, Bronx, Staten Island, New Jersey, Westchester, Fairfield |
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Georgia - GA,
Atlanta, Sandy
Springs,
Marietta,
Savannah, Macon,
Athens, Clarke
County,
Gainesville,
Albany, Dalton,
Warner Robins,
Valdosta,
Brunswick, Rome,
Hinesville, Fort
Stewart,
Columbus,
Augusta,
Richmond County Hawaii - HI, Honolulu Idaho - ID, Boise City, Nampa, Coeur d'Alene, Idaho Falls, Pocatello, Lewiston Illinois - IL, Peoria, Rockford, Champaign, Urbana, Springfield, Bloomington, Normal, Kankakee, Bradley, Decatur, Belleville, Edwardsville, Fairview Heights, O’Fallon, Collinsville, Alton, Glen Carbon, Troy, Granite City, Cahokia, Columbia, Carbondale, East. St. Louis, Danville, Chicago, Naperville, Joliet, City of Chicago, North Chicago land, West Chicagoland, South Chicagoland, Northwest Suburb Indiana - IN, Indianapolis, Carmel, Fort Wayne, Elkhart, Goshen, Lafayette, Bloomington, Terre Haute, Anderson, Muncie, Michigan City, La Porte, Kokomo, Columbus, Evansville, South Bend, Mishawaka, Northwest Indiana Kansas - KS, Wichita, Topeka, Lawrence, Kansas City, Overland Park Kentucky - KY, Lexington, Fayette, Bowling Green, Owensboro, Elizabethtown, Louisville, Jefferson County |
Ohio - OH,
Cleveland,
Elyria, Mentor,
Columbus,
Dayton, Akron,
Toledo, Canton,
Massillon,
Springfield,
Mansfield, Lima,
Sandusky,
Cincinnati,
Middletown,
Youngstown,
Warren, Boardman Oklahoma - OK, Oklahoma City, Tulsa, Lawton, Oregon - OR, Salem, Eugene, Springfield, Medford, Bend, Corvallis, Portland, Vancouver, Beaverton Pennsylvania - PA, Pittsburgh, Scranton, Wilkes, Barre, Harrisburg, Carlisle, Lancaster, York, Hanover, Reading, Erie, Johnstown, State College, Lebanon, Altoona, Williamsport, Allentown, Bethlehem, Easton, Philadelphia, Camden, Wilmington Rhode Island - RI, Providence, New Bedford, Fall River South Carolina - SC, Columbia, Charleston, North Charleston, Summerville, Greenville, Mauldin, Easley, Spartanburg, Myrtle Beach, North Myrtle Beach, Conway, Florence, Anderson, Sumter South Dakota - SD, Sioux Falls, Rapid City Tennessee - TN, Nashville, Davidson, Murfreesboro, Franklin, Knoxville, Johnson City, Morristown, Jackson, Cleveland, Chattanooga, Clarksville, Memphis, Kingsport, Bristol |
DISCOUNT PURCHASE OFFER: While Vital Cash Flow offers a wide variety of small business financing and cash flow management solutions, we provide you the option of selling a small percentage of your future credit card sales and/or account receivables at a discount. This will save you the time, cash flow, credit, industry experience, time in business, and collateral requirements of most traditional funding sources. Vital Cash Flow and our affiliated finance companies use the margin between the purchase amount and funding amount to cover financing cost, closing cost, application fees, collateral, and all other costs associated with providing funds for your business and to hopefully earn a profit over 6 to 12 months. Therefore, it’s NOT recommended that you apply for Unsecured Loans . or Account Receivable Financing if you’re not interested in selling a percentage of your sales at a discount.
SBA Loans, Equipment Leasing, and all other types of small business financing do NOT require selling a small percentage of your sales at a discount. However, the credit, collateral, industry experience, time in business, and cash flow requirements tend to be greater.
Relationship Rewards Mile™ and Direct Mail Miles™ Terms: Receive two (2) Direct Mail Miles™ for every dollar you receive from our Unsecured Loans and10,000 Relationship Rewards Mile™ miles each calendar year that you use at least one of VCF's products or services,10,000 Relationship Rewards Mile™ for every NEW customer you refer, and promotional miles throughout the year on all products and services. Redeem miles for our Debit Recovery Services, Check Guarantee Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services, Multiple Check Payment Guarantee Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned.
Redeeming Miles: The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 100 (e.g., if the cost of the purchase is $100.00, the miles required for redemption will be $100 x 100 = 10,000 Relationship Rewards Mile™ and/or Direct Mail Miles™
All rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk, in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. If payments are received based on sales, Relationship Rewards Mile™ and/or Direct Mail Miles™ may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.
Relationship Rewards Mile™ and/or Direct Mail Miles™ don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles or Direct Mail Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles and Direct Mail Miles may be redeemed for a minimum of 20,000 miles. And, you have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all reward programs at any time. However, any earned miles will be honored.
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