WHY Choose Our Company

 

Many Small Business Owners Tend to Exhaust Their Business Financing Options Due to Unresolved Cash Flow Problems.

 

Small Business Financing alone is rarely a long-term solution for cash flow problems. This is why we give small businesses access to a wide range of solutions in addition to business financing. As a result, you can be certain of discovering an effective solution for your business all in one place.
 

We pursue excellence in providing small business financing for businesses with no collateral, credit problems, cash flow issues, a lack of industry experience, etc. And, we offer you the most effective cash flow management solutions to deal with difficulties collecting money from customers, seasonal sales, week sales, and unexpected variations in sales. 

 

Vital Cash Flow offers some additional advantages to both small business financing and cash flow management. The following is a list of benefits when you work with us:

 

  • Our team of business professionals will determine the best solution for your unique situation using a wide variety of small business financing and cash flow management solutions.

 

  • An Executive Assistant will assist you completing all required paperwork and documents to save you time and increase the speed of executing your solution.

 

  • Once your solution is executed, you'll receive two (2) Direct Mail Miles™ for every dollar you receive from our Unsecured Loans. You'll also receive Relationship Rewards Miles for each customer you refer and calendar year that you use at least one of our products or services.

 

 

  • Your Business Consultant will stay in contact with you to consistently understand your changing needs and offer effective solutions.

 

  • We are employee-owned, so we're dedicated to long term win-win relationships, sustained by our commitment to expertly implement your solution(s) – every time.

 

We understand that excellence is a result of paying close attention to the details. From the moment we begin planning a solution for your business, every step of the way through its completion we will take care of you, and every detail, exactly as you would expect from knowledgeable professionals.

 

At Vital Cash Flow, we pride ourselves on always striving to understand your needs and offering effective solutions. Whether it is your first time with us, or you are a veteran, you can be assured that our experienced team of business professionals is at your disposal when you need us.

 

Please Complete the form in the center of this page to apply now for small business financing and/or cash flow management solutions. You'll benefit from the most effective solutions available all in one place


 

Apply Now

 

for Small Business Financing and/or Cash Flow Management Solutions.

 

See for yourself why our attention to detail enables us to offer you excellence in small business financing and cash flow management solutions. Fill out the short pre-consultation questionnaire below and one of our knowledgeable, professional Business Consultants will contact you shortly. Or if you would prefer, fax the information below to 314-228-0216, attention: Business Consultant.

 

                                                                                      Note: Fields marked with * required.

Company Name *
Contact Name *
Title *
Address *
City *
State *
Zip *
Phone *
Fax
Best time to contact
Mobile
E-Mail Address *
Web Site
Operating since (mm/yy) *
Type of Industry *
Yearly Gross Revenue
Monthly Credit Cards
Purpose for Business Financing and/or Cash Flow Management Solution *
Type of Business Financing and/or Cash Flow Management Solution Desired *
If other, please specify
If Applicable, How much Business Financing are You Requesting ($10,000 Minimum)
What has been your greatest business Financing and/or Cash Flow Management challenge?
How difficult has it been to find a business financing and/or Cash Flow Management Solution?
How did you hear about us?
If you where referred to our website, please enter the individual's or company's name so that we may say thank you.
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Please Read Before Submitting:
Apply for our
Unsecured Loans only if your total Visa, MasterCard, American Express, and Discover sales exceed $20,000 monthly and you have NO unresolved bankruptcies, foreclosures, repossessions, tax liens or judgments. Your lease or mortgage should be no more than 1 month delinquent with at least 1 year remaining on a lease.  

 

All other small business financing may require a complete business plan along with other financial documents. Additionally, certain cash flow, credit, industry, experience, time in business, and collateral requirements may apply.

 

 

Sign Up to Receive Free Monthly Cash Flow and Marketing Tips from Our Team of Professional Advisors.

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(Problems? Just send us an email with your request: CustomerService@vitalcashflow.com)
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privacy statement)

 

 

  MSNBC.com

Vital Cash Flow Launches New Cash & Customers Program to Help Business Owners Finance and Grow Their Firm

 

 

 


 


 

 

 

Areas We Serve:

 (Partial List)

Alabama - AL, Anniston, Oxford, Auburn, Opelika, Birmingham, Hoover, Decatur, Dothan,

Florence, Muscle Shoals, Gadsden, Huntsville, Mobile, Montgomery, Tuscaloosa

Alaska - AK, Anchorage, Fairbanks

Arizona - AZ, Flagstaff, Lake Havasu City, Kingman, Phoenix, Mesa, Scottsdale, Prescott, Tucson, Yuma

Arkansas - AR, Hot Springs, Jonesboro, Little Rock, North Little Rock, Conway, Pine Bluff, Fayetteville, Springdale, Rogers, Fort Smith

Louisiana - LA, New Orleans, Metairie, Kenner, Baton Rouge, Shreveport, Bossier City, Lafayette, Houma, Bayou Cane, Thibodaux, Lake Charles, Monroe, Alexandria

Massachusetts - MA, Worcester, Springfield, Barnstable Town, Pittsfield, Boston, Cambridge, Quincy, Boston/Camb/Brook, Northwest/Merrimack, Metro West, North Shore, South Shore

Maryland - MD, Baltimore, Towson, Salisbury, Hagerstown, Martinsburg, Cumberland

Maine - ME, Portland, South Portland, Biddeford, Bangor, Lewiston, Auburn

Texas - TX, Dallas, Fort Worth, Arlington, Houston, Sugar Land, Baytown, San Antonio, Austin, Round Rock, El Paso,  McAllen, Edinburg, Mission, Corpus Christi, Brownsville, Harlingen, Beaumont, Port Arthur, Killeen, Temple, Fort Hood, Lubbock, Amarillo, Laredo, Waco, Longview, College Station, Bryan, Tyler, Abilene, Wichita Falls, Odessa,  Midland, Sherman, Denison, Victoria, San Angelo, Texarkana, Dallas/Fort Worth, Mid Cities, North DFW, South DFW

Utah - UT, Salt Lake City, Ogden, Clearfield, Provo, Orem, Logan, St. George

California - CA, Los Angeles, Long Beach, Santa Ana, San Francisco, Oakland, Fremont, Riverside, San Bernardino,  Ontario, San Diego, Carlsbad, San Marcos, Sacramento, Arden, Arcade, Roseville, San Jose, Sunnyvale, Santa Clara,  Fresno, Oxnard, Thousand Oaks, Ventura, Bakersfield, Stockton, Modesto, Santa Rosa, Petaluma, Visalia,  Porterville, Vallejo, Fairfield, Salinas, Santa Barbara, Santa Maria, Goleta, San Luis Obispo, Paso Robles, Santa Cruz, Watsonville, Merced, Chico, Redding, Yuba City, El Centro, Hanford, Corcoran, Madera, Napa, Westside-South bay, SF Valley, Central LA, San Gabriel Valley, Long Beach / 562, Antelope Valley, SF Bay Area, South Bay, East Bay, Peninsula, North Bay

Colorado - CO, Denver, Aurora, Colorado Springs, Boulder, Fort Collins, Loveland, Greeley, Pueblo, Grand Junction

Connecticut - CT, Hartford, West Hartford, East Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Norwich, New London

Michigan - MI, Detroit, Warren, Livonia, Grand Rapids, Wyoming, Lansing, East Lansing, Flint, Ann Arbor, Kalamazoo, Portage, Holland, Grand Haven, Saginaw, Saginaw Township North, Muskegon, Norton Shores, Jackson, Niles, Benton Harbor, Monroe, Battle Creek, Bay City

Minnesota - MN, St. Cloud, Rochester, Minneapolis, St. Paul, Bloomington, Duluth

Missouri - MO, Springfield, Joplin, Columbia, Jefferson City, St. Louis, Kansas City, St. Joseph, St. Charles, Farmington, South County, West County, North County

Mississippi - MS, Jackson, Gulfport, Biloxi, Pascagoula, Hattiesburg

 Montana - MT, Billings, Missoula, Great Falls

North Carolina - NC, Raleigh, Cary, Greensboro, High Point, Durham, Winston, Salem, Asheville, Hickory, Lenoir, Morganton, Fayetteville, Wilmington, Greenville, Jacksonville, Rocky Mount, Burlington, Goldsboro, Charlotte,  Gastonia, Concord

Virginia - VA, Richmond, Roanoke, Lynchburg, Charlottesville, Blacksburg, Christiansburg, Radford, Harrisonburg, Danville, Virginia Beach, Norfolk, Newport News, Winchester

Vermont - VT, Burlington, South Burlington

Washington - WA, Seattle, Tacoma, Bellevue, Spokane, Olympia, Bremerton, Silverdale, Yakima, Kennewick, Pasco, Richland, Bellingham, Mount Vernon, Anacortes, Wenatchee, Longview

Wisconsin - WI, Milwaukee, Waukesha, West Allis, Madison, Green Bay, Appleton, Racine, Oshkosh, Neenah, Janesville, Eau Claire, Wausau, Sheboygan, Fond du Lac, La Crosse

West Virginia - WV, Charleston, WV MSA, Morgantown, Huntington, Ashland, Parkersburg, Marietta, Vienna, Wheeling, Weirton, Steubenville,

Wyoming - WY, Cheyenne, Casper

 

District of Columbia - DC, Washington, Arlington, Alexandria, District of Columbia, Northern Virginia, Maryland

Delaware - DE, Dover

Florida - FL, Miami, Fort Lauderdale, Pompano Beach, Tampa, St. Petersburg, Clearwater, Orlando, Kissimmee, Jacksonville, Bradenton, Sarasota, Venice, Cape Coral, Fort Myers, Lakeland, Winter Haven, Palm Bay, Melbourne,  Titusville, Deltona, Daytona Beach, Ormond Beach, Pensacola, Ferry Pass, Brent, Port St. Lucie, Tallahassee,  Ocala, Naples, Marco Island, Gainesville, Fort Walton Beach, Crestview, Destin, Panama City, Lynn Haven, Punta Gorda, Sebastian, Vero Beach, Palm Coast, West Palm Beach, Saint Augustine, South Florida, Miami/Dade, Broward County, Palm Beach County, Winter Park, Altamonte Springs, Lake Mary, Sanford, Apopka,

North Dakota - ND, Bismarck, Mandan, Fargo, Grand Forks

Nebraska - NE, Lincoln, Omaha, Council Bluffs

New Hampshire - NH, Manchester, Nashua

New Jersey - NJ, Trenton, Ewing, Atlantic City, Hammonton, Vineland, Millville, Bridgeton, Ocean City

New Mexico - NM, Albuquerque, Las Cruces, Santa Fe, Farmington

Nevada - NV, Las Vegas, Paradise, Reno, Sparks, Carson City

New York - NY, Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Poughkeepsie, Newburgh, Middletown,  Syracuse, Utica, Rome, Binghamton, Kingston, Glens Falls, Ithaca, Elmira, New York, Northern New Jersey, Long Island, Catskills, Chautauqua, Elmira-corning, Hudson Valley, New York City, Plattsburgh, Adirondacks, Watertown, Manhattan, Brooklyn, Queens, Bronx, Staten Island, New Jersey, Westchester, Fairfield

 
Georgia - GA, Atlanta, Sandy Springs, Marietta, Savannah, Macon, Athens, Clarke County, Gainesville, Albany, Dalton, Warner Robins, Valdosta, Brunswick, Rome, Hinesville, Fort Stewart, Columbus, Augusta, Richmond County

Hawaii - HI, Honolulu

Idaho - ID, Boise City, Nampa, Coeur d'Alene, Idaho Falls, Pocatello, Lewiston

Illinois - IL, Peoria, Rockford, Champaign, Urbana, Springfield, Bloomington, Normal, Kankakee, Bradley, Decatur,  Belleville, Edwardsville, Fairview Heights, O’Fallon, Collinsville, Alton, Glen Carbon, Troy, Granite City, Cahokia, Columbia, Carbondale, East. St. Louis, Danville, Chicago, Naperville, Joliet, City of Chicago, North Chicago land, West Chicagoland, South Chicagoland, Northwest Suburb

Indiana - IN, Indianapolis, Carmel, Fort Wayne, Elkhart, Goshen, Lafayette, Bloomington, Terre Haute, Anderson, Muncie, Michigan City, La Porte, Kokomo, Columbus, Evansville, South Bend, Mishawaka, Northwest Indiana

Kansas - KS, Wichita, Topeka, Lawrence, Kansas City, Overland Park

 Kentucky - KY, Lexington, Fayette, Bowling Green, Owensboro, Elizabethtown, Louisville, Jefferson County

Ohio - OH, Cleveland, Elyria, Mentor, Columbus, Dayton, Akron, Toledo, Canton, Massillon, Springfield, Mansfield, Lima, Sandusky, Cincinnati, Middletown, Youngstown, Warren, Boardman

Oklahoma - OK, Oklahoma City, Tulsa, Lawton,

 Oregon - OR, Salem, Eugene, Springfield, Medford, Bend, Corvallis, Portland, Vancouver, Beaverton

 Pennsylvania - PA, Pittsburgh, Scranton, Wilkes, Barre, Harrisburg, Carlisle, Lancaster, York, Hanover, Reading,  Erie, Johnstown, State College, Lebanon, Altoona, Williamsport, Allentown, Bethlehem, Easton, Philadelphia, Camden, Wilmington

Rhode Island - RI, Providence, New Bedford, Fall River

South Carolina - SC, Columbia, Charleston, North Charleston, Summerville, Greenville, Mauldin, Easley, Spartanburg, Myrtle Beach, North Myrtle Beach, Conway, Florence, Anderson, Sumter

South Dakota - SD, Sioux Falls, Rapid City

Tennessee - TN,  Nashville, Davidson, Murfreesboro, Franklin, Knoxville, Johnson City, Morristown, Jackson, Cleveland, Chattanooga, Clarksville, Memphis, Kingsport, Bristol

 
 

DISCOUNT PURCHASE OFFER: While Vital Cash Flow offers a wide variety of small business financing and cash flow management solutions, we provide you the option of selling a small percentage of your future credit card sales and/or account receivables at a discount. This will save you the time, cash flow, credit, industry experience, time in business, and collateral requirements of most traditional funding sources. Vital Cash Flow and our affiliated finance companies use the margin between the purchase amount and funding amount to cover financing cost, closing cost, application fees, collateral, and all other costs associated with providing funds for your business and to hopefully earn a profit over 6 to 12 months. Therefore, it’s NOT recommended that you apply for Unsecured Loans . or Account Receivable Financing if you’re not interested in selling a percentage of your sales at a discount.

 

SBA Loans, Equipment Leasing, and all other types of small business financing do NOT require selling a small percentage of your sales at a discount. However, the credit, collateral, industry experience, time in business, and cash flow requirements tend to be greater.

 

Relationship Rewards Mile™ and  Direct Mail Miles™ Terms: Receive two (2) Direct Mail Miles™ for every dollar you receive from our Unsecured Loans and10,000 Relationship Rewards Mile miles each calendar year that you use at least one of VCF's products or services,10,000 Relationship Rewards Mile for every NEW customer you refer, and promotional miles throughout the year on all products and services. Redeem miles for our Debit Recovery Services, Check Guarantee Services, Gift & Loyalty Card Services, Credit Card Processing Services, Recurring Billing Services, Direct Mail Services, Multiple Check Payment Guarantee Services, other products/services offered by Vital Cash Flow, or to simply buy down the cost of any NEW business financing. Please allow up to 45 days for Relationship Rewards Miles to be added to your account, once earned. 

 

Redeeming Miles: The number of miles required to redeem for products and services is based on your chosen purchases, multiplied by 100 (e.g., if the cost of the purchase is $100.00, the miles required for redemption will be $100 x 100 = 10,000 Relationship Rewards Mile™ and/or  Direct Mail Miles™

 

All rewards will be calculated as specified above and then rounded to the nearest whole increment. Your account must be open and in good standing (not past due, over limit, fraudulent, restricted, high risk,  in collections, or part of a consumer credit counseling program or bankruptcy settlement) to redeem rewards. If payments are received based on sales, Relationship Rewards Mile™ and/or  Direct Mail Miles™ may not be added to your account or redeemed if there's a greater than 40% unexpected decrease in your gross sales and/or credit card sales.

 

Relationship Rewards Mile™ and/or  Direct Mail Miles™ don't expire as long as your account is open and in good standing and you have used at least one of our products or services in the last calendar year. Relationship Rewards Miles or Direct Mail Miles can not be combined with any other offers, incentives, gifts, discounts, or specials. Relationship Rewards Miles and Direct Mail Miles may be redeemed for a minimum of 20,000 miles. And, you have the option to donate all or part of your miles to a charity of your choice. Vital Cash Flow has the right to change or cancel all reward programs at any time. However, any earned miles will be honored.